USLA Bank | Merchant Services

Put customers first with Elavon Merchant Services!

Our businesses never say no to a customer! They can accept - PIN debit, credit, Corporate/Pcards and international payments, Electronic checks and Electronic Benefit Transfer (EBT).

We keep it simple

Simplified easy to read statements
Tools to help manage business anytime anywhere
Simplified pricing for small/medium business
No cancellation fees

Solutions for all businesses

Merchant service experts work with customers to develop custom solutions for their business.
We offer solutions for Restaurant, Retail, Healthcare, lodging, E-Commerce, government, education and services.

Top 5 ways we benefit our customers

1

Next day business funding

This means business customers don’t wait to get paid — improving their cash flow

2

The latest in payment technology

All-in-one wireless Smart Terminals, chip card/ EMV terminals, In-person, online e-commerce, mail order, telephone order, and mobile payment solutions.

3

Enhanced customer care

We are always available 24/7/365 days a year. Each business gets a dedicated customer account manager to help advice them on solutions to manage their business.

4

Solutions to help protect business

Security solutions to help businesses keep cardholder data safe with built in encryption, tokenization and easier PCI compliance.

5

Increased customer traffic

Loyalty and gift card programs so business customers can grow, retain and market to their customers.

Let’s crunch the numbers

Are your business payment processing fees too high? Let USLA help! Our local merchant services team will review your current statements and provide a free competitive analysis to create a custom solution for your business. You may save money while gaining the peace of mind that comes with a trusted hometown banking partner!

Frequently asked questions

What skills are most important for working in banking?

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Is prior banking experience neccesary?

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What is work culture like at USLA?

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What credit score do I need to apply?

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Do I need to make a down payment?

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What documents do I need to apply?

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How do I open a checking account?

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How do I set up direct deposit?

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How can I monitor account activity?

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How can I tell if a call, email, or text from my bank is legitimate?

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How can I report a scam attempt to USLA?

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How often should I check my bank statements for fraud?

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How do I open a savings account?

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Are there any limits on how many withdrawls I can make?

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Is my savings account insured?

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Will switching banks affect my credit score?

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Can I keep my old bank account open while I transition?

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How long does it take to fully switch to a new bank?

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What is the difference between a will and a trust?

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Can I revoke a trust after it is created?

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Can a trust help with charitable giving?

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How can I make changes to my account?

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How do I set up my POS terminal?

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How do I review a recent transation?

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How often to savings account interest rates change?

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What happens if I withdraw money from my CD early?

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Are interest rates for home loans fixed, or variable?

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What qualifications do I need for a commercial loan?

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Can startups or new businesses qualify for a loan?

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How long does it take to get approved?

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What are the requirements to open a business checking account?

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How is a business checking account different from a personal account?

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Can I open multiple business checking accounts?

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How is interest calculated on a CD?

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Can I add money to my CD after opening it?

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What are the benefits of an IRA over other retirement savings options?

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How long does the estate administration process take?

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What happens if someone passes away without a will?

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How are estate taxes and debts handled?

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How do you determine the best investment strategy for me?

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What types of assets will be included in my portfolio?

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How often do you review and adjust my investments?

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