USLA Bank | Business Savings

Watch your money grow!

Store your money safely and watch it grow with our great interest rates. Our secure Savings Accounts are designed to help you save for the future. Start today and enjoy peace of mind knowing your money is working for you.

Savings Account

Start saving today with a USLA Savings Account—secure, easy to manage, and designed to grow your money.

$25 Minimum Opening Deposit
No Balance Requirements
No Service Charge
Unlimited Transactions
Quarterly Summary Statements (Unless EFT Activity)
Quarterly Interest Payments

Money Market

Earn a better interest rate with a USLA Money Market Account—access your money when you need it!

$5 Minimum Opening Deposit
No Balance Requirements
No Service Charge
Unlimited Transactions
Quarterly Statements
Quarterly Interest Payments

Health Savings

A Health Savings Account (HSA) is an account established by an individual to pay for medical expenses, allowing you to do so on a tax-favored basis.

You must meet eligibility requirements to have a Health Savings Account.

Download the USLA App

Take complete control of your banking account with our mobile banking app! You can manage your account and deposit checks — anytime, and anywhere!

USLA-App

Frequently asked questions

What skills are most important for working in banking?

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Is prior banking experience neccesary?

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What is work culture like at USLA?

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What credit score do I need to apply?

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Do I need to make a down payment?

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What documents do I need to apply?

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How do I open a checking account?

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How do I set up direct deposit?

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How can I monitor account activity?

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How can I tell if a call, email, or text from my bank is legitimate?

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How can I report a scam attempt to USLA?

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How often should I check my bank statements for fraud?

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How do I open a savings account?

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Are there any limits on how many withdrawls I can make?

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Is my savings account insured?

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Will switching banks affect my credit score?

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Can I keep my old bank account open while I transition?

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How long does it take to fully switch to a new bank?

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What is the difference between a will and a trust?

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Can I revoke a trust after it is created?

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Can a trust help with charitable giving?

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How can I make changes to my account?

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How do I set up my POS terminal?

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How do I review a recent transation?

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How often to savings account interest rates change?

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What happens if I withdraw money from my CD early?

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Are interest rates for home loans fixed, or variable?

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What qualifications do I need for a commercial loan?

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Can startups or new businesses qualify for a loan?

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How long does it take to get approved?

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What are the requirements to open a business checking account?

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How is a business checking account different from a personal account?

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Can I open multiple business checking accounts?

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How is interest calculated on a CD?

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Can I add money to my CD after opening it?

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What are the benefits of an IRA over other retirement savings options?

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How long does the estate administration process take?

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What happens if someone passes away without a will?

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How are estate taxes and debts handled?

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How do you determine the best investment strategy for me?

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What types of assets will be included in my portfolio?

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How often do you review and adjust my investments?

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