Business Savings

Download the USLA App

Take complete control of your banking account with our mobile banking app! You can manage your account and deposit checks, — anytime, and anywhere!

USLA-App

Frequently asked questions

What skills are most important for working in banking?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Is prior banking experience neccesary?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What is work culture like at USLA?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What credit score do I need to apply?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Do I need to make a down payment?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What documents do I need to apply?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How do I open a checking account?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How do I set up direct deposit?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How can I monitor account activity?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How can I tell if a call, email, or text from my bank is legitimate?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How can I report a scam attempt to USLA?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How often should I check my bank statements for fraud?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How do I open a savings account?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Are there any limits on how many withdrawls I can make?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Is my savings account insured?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Will switching banks affect my credit score?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Can I keep my old bank account open while I transition?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How long does it take to fully switch to a new bank?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What is the difference between a will and a trust?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Can I revoke a trust after it is created?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Can a trust help with charitable giving?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How can I make changes to my account?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How do I set up my POS terminal?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How do I review a recent transation?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How often to savings account interest rates change?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What happens if I withdraw money from my CD early?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Are interest rates for home loans fixed, or variable?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What qualifications do I need for a commercial loan?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Can startups or new businesses qualify for a loan?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How long does it take to get approved?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What are the requirements to open a business checking account?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How is a business checking account different from a personal account?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Can I open multiple business checking accounts?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How is interest calculated on a CD?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

Can I add money to my CD after opening it?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What are the benefits of an IRA over other retirement savings options?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How long does the estate administration process take?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What happens if someone passes away without a will?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How are estate taxes and debts handled?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How do you determine the best investment strategy for me?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

What types of assets will be included in my portfolio?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.

How often do you review and adjust my investments?

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed ligula lacus, non est aliquet, interdum fermentum magna. Aenean magna, interdum.