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Business Checking
Business starts with the right checking account
Keep your business running smoothly with a checking account designed for your needs. Whether you're managing daily transactions or planning for growth, we offer flexible solutions to help your business thrive.
- Free checking accounts for businesses less than 300 debits per month
- Online banking access including QuickBooks, Quicken export
- Debit cards
- Elavon Merchant Service (credit card machine)
- Health Savings Accounts available
- Personal customer service
| Account | Business Preferred Plus Checking |
Business 1000 Checking |
Business Analysis Checking |
|---|---|---|---|
| Account Description |
A free checking account perfect for small business needs | Business checking account for business customers that have between 101 – 300 debit transactions per month | Business checking account for business customers that have over 300 debit transactions per month |
| Minimum Opening Deposit | $100 | $100 | $100 |
| Minimum Balance Requirement | None | $1000 average monthly balance | N/A |
| Service Charge | Free | Free ($10 if minimum not maintained) | Based on analysis of usage |
| Transaction Limits | 100 Debit transactions per month |
300 Debit transactions per month |
Unlimited |
| Statements | Image statements showing front copy of checks. | Image statements showing front copy of checks. | Image statements showing front copy of checks. |
| Overdraft Privelege | $500 | $500 | $500 |
| Online Banking | Yes | Yes | Yes |
| Online Bill Pay | Add-on option | Add-on option | Add-on option |
| Debit Card | Yes | Yes | Yes |
| Sweep Functionality | Add-on option | Add-on option | Add-on option |
| Overdraft Protection |
Line of credit available in varying amounts. Requires credit approval. | Line of credit available in varying amounts. Requires credit approval. | Line of credit available in varying amounts. Requires credit approval. |
| Checks | Checks available at cost depending on design | Checks available at cost depending on design | Checks available at cost depending on design |
With previous banks, I just felt like a number. The good people at USLA bank treat me like a real person, not just a customer, but a friend!
Rob Wilson, Wilson Lawson Myers Insurance, Farmer
Support for all your business banking needs
Have questions about your checking account? Whether it’s about opening a new account, managing your current one, or resolving an issue, our team is here to provide the answers and support you need.