--- title: USLA Bank | Business Checking description: USLA Bank | Business Checking --- FDIC-Insured - Backed by the full faith and credit of the U.S. Government [![USLA-Logo-RGB-144x52-AFD](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/USLA-Logo-RGB-144x52-AFD.svg "USLA-Logo-RGB-144x52-AFD")](https://www.uslabank.com/?hsLang=en) - Bank - Borrow - Learn - Trust - About ![](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Vector%20(9).svg) Log In ![Personal-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Personal-Nav.svg) Personal Online Banking [Log In](https://web2.secureinternetbank.com/pbi_pbi1151/Login/274971101) ![Business-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Business-Nav.svg) Business Online Banking [Log In](https://web2.secureinternetbank.com/EBC_EBC1151/Login/274971101/6053) ![](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/mobile-toggle.svg) ![Personal-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Personal-Nav.svg) #### Personal [Checking](https://www.uslabank.com/checking?hsLang=en) [Savings](https://www.uslabank.com/savings?hsLang=en) [CDs & IRAs](https://www.uslabank.com/cds-iras?hsLang=en) [Rates](https://www.uslabank.com/rates?hsLang=en) ![Business-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Business-Nav.svg) #### Business [Business Checking](https://www.uslabank.com/business-checking) [Business Savings](https://www.uslabank.com/business-savings?hsLang=en) [Merchant Services](https://www.uslabank.com/merchant-services?hsLang=en) ![WaysBank-Nav-1](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/WaysBank-Nav-1.svg) #### Ways to bank [Mobile Banking](https://www.uslabank.com/mobile-banking?hsLang=en) [Online Banking](https://www.uslabank.com/online-banking?hsLang=en) [Telephone Banking](https://www.uslabank.com/telephone-banking?hsLang=en) ![Account-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Account-Nav.svg) #### Account Services [Order Checks](https://orderpoint.deluxe.com/personal-checks/welcome.htm) [Credit Card](https://lp.applycommunitycard.com/?merchantId=ODRNJ2XH54) [ATM & Debit Card](https://www.uslabank.com/atm-debit-card?hsLang=en) [Additional Services](https://www.uslabank.com/additional-services?hsLang=en) [QuickBooks/Quicken Conversion](https://www.uslabank.com/hubfs/USLA_QuickBooks_Quicken_Master_Guide.pdf?hsLang=en) ![Borrow-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Borrow-Nav.svg) #### Borrow [Loans](https://www.uslabank.com/loan?hsLang=en) [Commercial Loans](https://www.uslabank.com/commercial-loans?hsLang=en) ![Financial-Calculator](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Financial-Calculator.svg) #### Financial Calculators [Mortgage Calculator](https://www.uslabank.com/mortgage-calculator?hsLang=en) [Return On Investment Calculator](https://www.uslabank.com/roi-calculator?hsLang=en) [Loan Repayment Calculator](https://www.uslabank.com/loan-repayment-calculator?hsLang=en) [Retirement Savings Calculator](https://www.uslabank.com/retirement-savings-calculator?hsLang=en) [Auto Loan Calculator](https://www.uslabank.com/auto-loan-calculator?hsLang=en) ![Banking-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Banking-Nav.svg) #### Banking with us [FAQs](https://www.uslabank.com/faqs?hsLang=en) [Switch Kit](https://www.uslabank.com/switch-kit?hsLang=en) [Security Center](https://www.uslabank.com/security-center?hsLang=en) [Blog](https://www.uslabank.com/blog?hsLang=en) ![Invest](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Invest.svg) #### Trust [Trust Administration](https://www.uslabank.com/trust-administration?hsLang=en) [Estate Administration](https://www.uslabank.com/estate-administration?hsLang=en) [Investment Management](https://www.uslabank.com/investment-management?hsLang=en) ![About-Us-1](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/About-Us-1.svg) #### About [About us](https://www.uslabank.com/about?hsLang=en) [Locations & Hours](https://www.uslabank.com/locations-hours?hsLang=en) [Contact Us](https://www.uslabank.com/contact-us?hsLang=en) [Videos](https://www.uslabank.com/video?hsLang=en) [Careers](https://www.uslabank.com/careers?hsLang=en) - Bank - Personal - [Checking](https://www.uslabank.com/checking) - [Savings](https://www.uslabank.com/savings) - [CDs & IRAs](https://www.uslabank.com/cds-iras) - [Rates](https://www.uslabank.com/rates) - Business - [Business Checking](https://www.uslabank.com/business-checking) - [Business Savings](https://www.uslabank.com/business-savings) - [Merchant Services](https://www.uslabank.com/merchant-services) - Ways to bank - [Mobile Banking](https://www.uslabank.com/mobile-banking) - [Online Banking](https://www.uslabank.com/online-banking) - [Telephone Banking](https://www.uslabank.com/telephone-banking) - Account Services - [Order Checks](https://orderpoint.deluxe.com/personal-checks/welcome.htm) - [Credit Card](https://uslabank.yourcommunitycard.com/) - [ATM & Debit Card](https://www.uslabank.com/atm-debit-card) - [Additional Services](https://www.uslabank.com/additional-services) - Borrow - Borrow - [Loans](https://www.uslabank.com/loan) - [Commercial Loans](https://www.uslabank.com/commercial-loans) - Learn - Financial Calculators - [Mortgage Calculator](https://www.uslabank.com/mortgage-calculator) - [Return On Investment Calculator](https://www.uslabank.com/roi-calculator) - [Loan Repayment Calculator](https://www.uslabank.com/loan-repayment-calculator) - [Retirement Savings Calculator](https://www.uslabank.com/retirement-savings-calculator) - [Auto Loan Calculator](https://www.uslabank.com/auto-loan-calculator) - Banking with us - [FAQs](https://www.uslabank.com/faqs) - [Switch Kit](https://www.uslabank.com/switch-kit) - [Security Center](https://www.uslabank.com/security-center) - [Blog](https://www.uslabank.com/blog) - Trust - Trust - [Trust Administration](https://www.uslabank.com/trust-administration) - [Estate Administration](https://www.uslabank.com/estate-administration) - [Investment Management](https://www.uslabank.com/investment-management) - About - About - [About us](https://www.uslabank.com/about) - [Locations & Hours](https://www.uslabank.com/locations-hours) - [Contact Us](https://www.uslabank.com/contact-us) - [Videos](https://www.uslabank.com/video) - [Careers](https://www.uslabank.com/careers) ![Personal-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Personal-Nav.svg) Personal Online Banking [Log In](https://web2.secureinternetbank.com/pbi_pbi1151/Login/274971101) ![Business-Nav](https://www.uslabank.com/hubfs/USLA-Theme-2025/Images/Business-Nav.svg) Business Online Banking [Log In](https://web2.secureinternetbank.com/EBC_EBC1151/Login/274971101/6053) # Business Checking ### Business starts with the right checking account Keep your business running smoothly with a checking account designed for your needs. Whether you're managing daily transactions or planning for growth, we offer flexible solutions to help your business thrive. - Free checking accounts for businesses less than 300 debits per month - Online banking access including QuickBooks, Quicken export - Debit cards - Elavon Merchant Service (credit card machine) - Health Savings Accounts available - Personal customer service | Account | Business Preferred Plus Checking | Business 1000 Checking | Business Analysis Checking | | --- | --- | --- | --- | | Account Description | A free checking account perfect for small business needs | Business checking account for business customers that have between 101 – 300 debit transactions per month | Business checking account for business customers that have over 300 debit transactions per month | | Minimum Opening Deposit | $100 | $100 | $100 | | Minimum Balance Requirement | None | $1000 average monthly balance | N/A | | Service Charge | Free | Free ($10 if minimum not maintained) | Based on analysis of usage | | Transaction Limits | 100 Debit transactions per month | 300 Debit transactions per month | Unlimited | | Statements | Image statements showing front copy of checks. | Image statements showing front copy of checks. | Image statements showing front copy of checks. | | Overdraft Privelege | $500 | $500 | $500 | | Online Banking | Yes | Yes | Yes | | Online Bill Pay | Add-on option | Add-on option | Add-on option | | Debit Card | Yes | Yes | Yes | | Sweep Functionality | Add-on option | Add-on option | Add-on option | | Overdraft Protection | Line of credit available in varying amounts. Requires credit approval. | Line of credit available in varying amounts. Requires credit approval. | Line of credit available in varying amounts. Requires credit approval. | | Checks | Checks available at cost depending on design | Checks available at cost depending on design | Checks available at cost depending on design | With previous banks, I just felt like a number. The good people at USLA bank treat me like a real person, not just a customer, but a friend! Rob Wilson, Wilson Lawson Myers Insurance, Farmer [Watch full story](https://www.uslabank.com/video?hsLang=en) ![Rob-Wilson](https://www.uslabank.com/hs-fs/hubfs/USLA-images-2025/testimonials/new/Rob-Wilson.png?width=284&height=258&name=Rob-Wilson.png) ![Quotes](https://www.uslabank.com/hs-fs/hubfs/USLA-Theme-2025/Images/Quotes.png?width=171&height=123&name=Quotes.png) ### Support for all your business banking needs Have questions about your checking account? Whether it’s about opening a new account, managing your current one, or resolving an issue, our team is here to provide the answers and support you need. [Get in touch!](https://www.uslabank.com/contact-us?hsLang=en) [![USLA](https://www.uslabank.com/hubfs/raw_assets/public/USLA-Theme-2025/images/USLA-Logo-white-RGB.svg "USLA")](https://www.uslabank.com/?hsLang=en) - Quick Links - [Locations and Hours](https://www.uslabank.com/locations-hours) - [About Us](https://www.uslabank.com/about) - [Rates](https://www.uslabank.com/rates) - [Switch Kit](https://www.uslabank.com/switch-kit) - [Contact Us](https://www.uslabank.com/contact-us) - [Lost or Stolen Card](https://www.uslabank.com/security-center) #### Info & Policies - [Privacy Policy](https://www.uslabank.com/privacy-policy?hsLang=en) - [USA Patriot Act](https://www.uslabank.com/hubfs/Patriot%20Act%20Document.pdf?hsLang=en) - [Community Reinvestment Act](https://www.uslabank.com/hubfs/Community%20Reinvestment%20Act%20(CRA)%20Public%20File.pdf?hsLang=en) - [Terms & Conditions](https://www.uslabank.com/terms-and-conditions?hsLang=en) #### Socials - [![Facebook](https://www.uslabank.com/hubfs/USLA-images-2025/Facebook.svg)](https://www.facebook.com/USLAbank) - [![Youtube](https://www.uslabank.com/hubfs/USLA-images-2025/Youtube.svg)](https://www.youtube.com/@USLAbank) - [![LinkedIn](https://www.uslabank.com/hubfs/USLA-images-2025/LinkedIn.svg)](https://www.linkedin.com/company/uslabank/) Copyright © 2026 Union Savings and Loan Association. All Rights Reserved.