FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business Checking

  • Free checking accounts for businesses less than 300 debits per month
  • Online banking access including QuickBooks, Quicken export
  • Debit cards
  • Elavon Merchant Service (credit card machine)
  • Health Savings Accounts available
  • Personal customer service
Account Business Preferred
Plus Checking		 Business 1000
Checking		 Business Analysis
Checking
Account
Description		 A free checking account perfect for small business needs Business checking account for business customers that have between 101 – 300 debit transactions per month Business checking account for business customers that have over 300 debit transactions per month
Minimum Opening Deposit $100 $100 $100
Minimum Balance Requirement None $1000 average monthly balance N/A
Service Charge Free Free ($10 if minimum not maintained) Based on analysis of usage
Transaction Limits 100 Debit transactions
per month		 300 Debit transactions
per month		 Unlimited
Statements Image statements showing front copy of checks. Image statements showing front copy of checks. Image statements showing front copy of checks.
Overdraft Privelege $500 $500 $500
Online Banking Yes Yes Yes
Online Bill Pay Add-on option Add-on option Add-on option
Debit Card Yes Yes Yes
Sweep Functionality Add-on option Add-on option Add-on option
Overdraft
Protection		 Line of credit available in varying amounts. Requires credit approval. Line of credit available in varying amounts. Requires credit approval. Line of credit available in varying amounts. Requires credit approval.
Checks Checks available at cost depending on design Checks available at cost depending on design Checks available at cost depending on design

Frequently asked questions

What are the requirements to open a business checking account?
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How is a business checking account different from a personal account?
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Can I open multiple business checking accounts?
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With previous banks, I just felt like a number. The good people at USLA bank treat me like a real person, not just a customer, but a friend!

Rob Wilson, Wilson Lawson Myers Insurance, Farmer
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Support for all your business banking needs

Have questions about your checking account? Whether it’s about opening a new account, managing your current one, or resolving an issue, our team is here to provide the answers and support you need.

Get in touch!