USLA Bank | Loan

Big plans? We’ve got the loan to match.

Need a home or auto loan? Want to lower your mortgage payment or start a renovation?
We’re here to help! At USLA, you’ll find competitive rates and friendly, personalized service to guide you every step of the way.

Mortgage Loans

Buying a home is a big decision and one of the largest investments you'll make. At USLA, we tailor financing options to fit your needs. Choose from fixed or adjustable-rate mortgage loans with flexible repayment terms designed just for you.

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Home equity line of credit

Using your home’s equity is a smart way to borrow. Use funds for home improvements, educational expenses for you or your kids, or anything else you might need. With great rates and flexible options, USLA is here to help you!

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Auto Loans

USLA offers great rates on car loans, including trucks, motorcycles, RVs, and more! With competitive rates and flexible terms, we’re ready to help you get the vehicle you need. Come see us today to drive away with the perfect loan!

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Personal Loans

Need extra cash? Skip the high credit card rates and talk to USLA! We offer smart, affordable options to help with your short-term needs. Let’s see how we can help you get the funds you need today. With flexible terms and great rates, we’ve got U!

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Your loan is tailored to U.

We approve loans right here, locally, so you’re never just a number.
We take care of your loan every step of the way.
Got questions? Come in and chat with your loan officer face-to-face.
We’ve got your back! If we think a loan isn’t right for you, we’ll let you know.

Frequently asked questions

What skills are most important for working in banking?

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Is prior banking experience neccesary?

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What is work culture like at USLA?

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What credit score do I need to apply?

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Do I need to make a down payment?

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What documents do I need to apply?

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How do I open a checking account?

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How do I set up direct deposit?

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How can I monitor account activity?

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How can I tell if a call, email, or text from my bank is legitimate?

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How can I report a scam attempt to USLA?

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How often should I check my bank statements for fraud?

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How do I open a savings account?

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Are there any limits on how many withdrawls I can make?

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Is my savings account insured?

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Will switching banks affect my credit score?

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Can I keep my old bank account open while I transition?

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How long does it take to fully switch to a new bank?

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What is the difference between a will and a trust?

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Can I revoke a trust after it is created?

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Can a trust help with charitable giving?

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How can I make changes to my account?

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How do I set up my POS terminal?

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How do I review a recent transation?

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How often to savings account interest rates change?

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What happens if I withdraw money from my CD early?

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Are interest rates for home loans fixed, or variable?

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What qualifications do I need for a commercial loan?

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Can startups or new businesses qualify for a loan?

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How long does it take to get approved?

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What are the requirements to open a business checking account?

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How is a business checking account different from a personal account?

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Can I open multiple business checking accounts?

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How is interest calculated on a CD?

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Can I add money to my CD after opening it?

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What are the benefits of an IRA over other retirement savings options?

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How long does the estate administration process take?

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What happens if someone passes away without a will?

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How are estate taxes and debts handled?

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How do you determine the best investment strategy for me?

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What types of assets will be included in my portfolio?

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How often do you review and adjust my investments?

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