FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Commercial Loans

Fuel your business growth with flexible financing

Locally owned businesses are the heart and soul of a community, and USLA is here to help. We offer competitive rates with flexible structuring and repayment schedules.
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Commercial Real Estate

Whether you’re looking to expand your business, purchase a new location, or refinance an existing property, we have a variety of fixed-rate and variable-rate loans with flexible repayment schedules, to meet your needs.

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Business Loans

Explore flexible funding options to boost your working capital, invest in new equipment or inventory, and upgrade your technology. Whether you're expanding or streamlining operations, we’re here to help your business grow!

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Farm Loans

We understand that agriculture is the backbone of our local economy, as well as a vital part of our traditions and culture. That’s why we offer land loans, machinery loans, and operating lines of credit tailored to the needs of farmers and agribusinesses.

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Equipment Loans

From heavy-duty machinery to everyday tools, we offer financing solutions to help your business get the equipment it needs. Whether you're upgrading, replacing, or expanding your operations, we’re here to make the process simple and affordable.

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Your loan is tailored to U.

  • We approve loans right here, locally, so you’re never just a number. 
  • We take care of your loan every step of the way.
  • Got questions? Come in and chat with your loan officer face-to-face.
  • We’ve got your back! If we think a loan isn’t right for you, we’ll let you know.

USLA took a chance on my business when I first started, when no other bank would give me a loan — they’re now part of my family!

Paul Martin, G&M Contracting
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