Deposit Rates
Rates effective 09/03/2024
| Term | APY |
|---|
Certificates of Deposit
|
10 Year
|
2.50%
|
|
9 Year
|
2.50%
|
|
8 Year
|
2.50%
|
|
7 Year
|
2.50%
|
|
6 Year
|
2.50%
|
|
5 Year
|
2.50%
|
|
4 Year
|
2.50%
|
|
3 Year
|
2.50%
|
|
30 Month
|
2.50%
|
|
24 Month
|
2.50%
|
|
18 Month
|
0.30%
|
|
12 Month
|
0.30%
|
|
9 Month
|
0.25%
|
|
6 Month
|
0.20%
|
|
91 Day
|
0.15%
|
CD & IRA Specials
| Term | APY |
|---|
CDs & IRAs
|
13 Month
|
4.25%
|
|
19 Month
|
3.75%
|
|
31 Month
|
3.50%
|
| Term | APY |
|---|
IRAs
|
9 Month Variable Rate Roth
|
0.40%
|
|
12 Month Variable Rate Traditional
|
0.40%
|
|
1 Year Fixed Rate CD Traditional
|
0.30%
|
|
18 Month Fixed Rate CD Traditional
|
0.30%
|
|
30 Month Fixed Rate CD Traditional
|
0.40%
|
Refer to investments pages for fee and account minimum information
| Account | APY |
|---|
Other Deposit Accounts
|
30 Day Money Market
|
0.25%
|
|
Super NOW Account
|
0.05%
|
|
NOW Account
|
0.02%
|
|
Savings Account
|
0.10%
|
Refer to product pages for fee and account minimum information
Kasasa
| Description | APY |
|---|
Kasasa Saver
|
Up to $50,000
|
0.50%
|
|
In Excess of $50,000
|
0.15%
|
|
Non-qualifying rate
|
0.05%
|
Mortgage Loan Rates
Rates effective 09/03/2024
| Loan Type | Rate |
|---|
|
Owner Occupied Fixed Rate Secondary Market
15, 20, and 30 Year Fixed
|
Rates Change Daily. Call us for today's rates!
|
|
Equity Plus
|
|
Up to 80% LTV
|
8.50%
|
|
From 81% to 90%
|
9.00%
|
|
From 91% to 100%
|
10.25%
|
Consumer Loans
Rates effective 09/03/2024
Auto Loans (*APR based on $20,000 Auto Loan)
| Year | Term | 720 & Higher | 700-719 | 660-699 |
|---|
|
2024/2020
|
36 Months
|
7.24%
|
7.74%
|
8.49%
|
|
2024/2020
|
48 Months
|
7.24%
|
7.99%
|
8.74%
|
|
2024/2020
|
60 Months
|
7.24%
|
8.24%
|
8.99%
|
|
2024/2020
|
66 Months
|
7.99%
|
8.74%
|
9.24%
|
|
2024/2020
|
72 Months
|
8.24%
|
8.99%
|
9.49%
|
|
2019/2018
|
36 Months
|
7.24%
|
7.74%
|
8.99%
|
|
2019/2018
|
48 Months
|
7.24%
|
8.24%
|
9.24%
|
|
2019/2018
|
60 Months
|
7.99%
|
8.49%
|
9.49%
|
|
2019/2018
|
66 Months
|
8.49%
|
9.74%
|
9.99%
|
|
2017
|
36 Months
|
7.49%
|
7.99%
|
8.99%
|
|
2017
|
48 Months
|
7.74%
|
8.49%
|
9.24%
|
|
2017
|
60 Months
|
8.24%
|
8.74%
|
9.74%
|
|
2016
|
36 Months
|
7.74%
|
8.49%
|
9.99%
|
|
2016
|
48 Months
|
7.99%
|
8.74%
|
10.24%
|
|
2015
|
48 Months
|
9.24%
|
10.24%
|
10.74%
|
|
2015
|
60 Months
|
9.49%
|
10.49%
|
11.24%
|
|
2014/older
|
48 Months
|
10.24%
|
10.99%
|
11.24%
|
| Type | Term | 720 & Higher | 700-719 | 660-699 |
|---|
Personal Loans
|
Unsecured
|
48 Months
|
10.24%
|
10.74%
|
11.25%
|
|
Secured
|
48 Months
|
10.00%
|
10.50%
|
11.00%
|
|