Switch Kit - 2025

Ready to change banks?

Make the switch to USLA today! We have everything listed that you’ll need for a conversion to go as smooth as possible.

1

Open a new account with USLA

Stop into any of our local branches to open an account. Bring your driver’s license with you and have your social security number and birth date ready to provide to the new account specialist. Some USLA accounts require a minimum balance to open the accounts, be prepared to make a deposit into your new account.

2

Move your automatic payments and deposits to your new account

Stop into any of our local branches to open an account. Bring your driver’s license with you and have your social security number and birth date ready to provide to the new account specialist. Some USLA accounts require a minimum balance to open the accounts, be prepared to make a deposit into your new account.

Switch Kit Document

3

Close your old account

We’ve provided a letter that notifies your old bank about the accounts you are closing and gives directions for disbursement of any remaining funds. Just make sure all of your checks have cleared and your automatic payments and deposits have been switched before you close your account.

Frequently asked questions

What skills are most important for working in banking?

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Is prior banking experience neccesary?

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What is work culture like at USLA?

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What credit score do I need to apply?

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Do I need to make a down payment?

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What documents do I need to apply?

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How do I open a checking account?

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How do I set up direct deposit?

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How can I monitor account activity?

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How can I tell if a call, email, or text from my bank is legitimate?

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How can I report a scam attempt to USLA?

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How often should I check my bank statements for fraud?

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How do I open a savings account?

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Are there any limits on how many withdrawls I can make?

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Is my savings account insured?

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Will switching banks affect my credit score?

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Can I keep my old bank account open while I transition?

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How long does it take to fully switch to a new bank?

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What is the difference between a will and a trust?

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Can I revoke a trust after it is created?

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Can a trust help with charitable giving?

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How can I make changes to my account?

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How do I set up my POS terminal?

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How do I review a recent transation?

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How often to savings account interest rates change?

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What happens if I withdraw money from my CD early?

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Are interest rates for home loans fixed, or variable?

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What qualifications do I need for a commercial loan?

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Can startups or new businesses qualify for a loan?

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How long does it take to get approved?

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What are the requirements to open a business checking account?

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How is a business checking account different from a personal account?

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Can I open multiple business checking accounts?

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How is interest calculated on a CD?

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Can I add money to my CD after opening it?

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What are the benefits of an IRA over other retirement savings options?

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How long does the estate administration process take?

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What happens if someone passes away without a will?

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How are estate taxes and debts handled?

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How do you determine the best investment strategy for me?

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What types of assets will be included in my portfolio?

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How often do you review and adjust my investments?

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